I don't have insurance. How would the plans affect me?
| Obama (D) |
|---|
| » Individuals would not be required to purchase health insurance – even those who can afford health insurance can go Uninsured » A new public health insurance program would be created for poorer Americans who do not qualify for Medicaid » Under the public insurance program, individuals would not be charged higher premiums or denied coverage due to pre-existing health conditions. » Individuals and families unable to pay for health insurance on their own would be provided some type of financial aid, although not specified in Obama’s plan. » A new National Health Insurance Exchange would be created to provide the opportunity for Americans to purchase private health insurance directly from the insurer. » For very poor Americans (not defined in his plan), Obama's plan would offer additional federal funding to expand the Medicare » Obama’s plan includes actions to improve quality and lower overall health care costs through investments in information technology, improved preventive care, and enhanced Chronic disease » Drug costs for Americans would be reduced through new regulations for drug companies. » Americans would be able to purchase drugs from other developed countries, with measures in place to ensure drug safety. » The recent tax breaks for American households making over $250,000 per year would be eliminated, providing for increased federal funding on health care. |