I have insurance, so how would the plans affect me?

Obama (D)

» Insurers would be limited in their ability to drop enrollees from coverage when they get sick or become high risk.

» Pre-existing conditions could not be used as a reason for dropping enrollees from coverage or charging higher premiums.

» Individuals and families unable to pay for health insurance on their own would be provided some type of financial aid, although not specified in Obama’s plan.

» Obama’s plan includes actions to improve quality and lower overall health care costs through investments in information technology, improved preventive care, and enhanced Chronic disease
A disease that is long lasting and is generally thought of as permanent
management.

» Drug costs for Americans would be reduced through new regulations for drug companies.

» Americans would be able to purchase drugs from other developed countries, with measures in place to ensure drug safety.

» The recent tax breaks for American households making over $250,000 per year would be eliminated, providing for increased federal funding on health care.



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